I recently received a mail from one of my subscribers about how am I able to afford to travel. I know that a lot of people will ask me the same question in the future.


But I want to know what holds them back from travelling. I knew it. Money. When I was a little boy from the Philippines being a tourist in my own country was a disappointment. I wander. I asked myself frequently that what if I should travel first my country with more than 7,000 islands? It was not just a dream. My eyes had widely opened about places and cultures. I Grew up from a military father where we used to transfer cities to cities depends on his area  assignment helps me to understand the culture and language of the people.

That was a beginning of my travel as a wise traveler with little money.



I wrote about Travel without borders and I explained that travel should not be limited. But how can you afford travelling? You don’t need to be a millionaire.

Work Abroad

You are not earning good at your current job? Why not try to apply for  work abroad instead. As long as you are not choosy enough to accept a job and you will earn money after all the hardships. You can earn money while you are on a different country! – and this is one way to travel cheaper than you think.

You can apply to these some in demand jobs to fund your travel and  pay your bills:

  • Hotel worker
  • Cruise ships worker
  • Land based jobs in logistics, banks, etc.
  • Teach English Abroad
  • Au pair

Working abroad is one of the options that you should consider if you want to earn money instantly. While getting a lot of perks as an expat.


Free Flights

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Most people think that travel is expensive to do. Can’t afford to fly. Well, there’s a lot of ways on how to get flights for free. You may get a travel credit card where you can earn points- fly and collect points! There you go, you can fly for free. As far as I know, most banks nowadays offers points whatever country you are in.

Stay with friends for free

My first option when travelling alone. You can stay with friends and relatives may be to save money while travelling. When I started travelling with enough money, I stayed with my friend and it doesn’t stops there. You can always try Couchsurfing- a social media site that would allow you to stay with a local with an exchange of languages or services like cleaning his house etc. This website will not only save you a lot of money but you can experience how to live like a local and that will adds up with a fruitful experience. It will be a WIN -WIN option!

Travel Bank Account

Opening a travel account aside from your personal savings will help you reach your goal in travelling. I recommend to open at least three bank accounts: Personal savings, personal checking and travel checking accounts.

  • Personal Savings  This account is for savings  whether it is under sharia or for earning interest for westerner and other non Muslim banks
  • Personal Checking  This account is used for personal reasons like paying your bills that is not related to travels
  • Travel Account This account is used for travel expenses including withdrawing money in the ATMs that is link with your account thru debit cards while away from your home country. I never put a lot of money on this account because you may not know what will going to happen while on travel like kidnapping or your ATM card details will be stolen that might halt your travel


I always have this mindset when travelling- I will never combine FLIGHTS and HOTELS!

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Abdul Hafiz Ali
Founder and Editor in Chief
Hafiz is the Founder and Editor in Chief of Travel with Hafiz. He is an expat turned travel blogger, self-taught photographer and digital entrepreneur. He speaks Spanish, Arabic, and Filipino.

Hafiz is the Founder and Editor in Chief of Travel with Hafiz. He is an expat turned travel blogger, self-taught photographer and digital entrepreneur. He speaks Spanish, Arabic, and Filipino.

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